"First mortgage" refers to a new mortgage for the property, which requires the deed of property to be used as collateral for banks or lending institutions.
We offers you a first mortgage up to 85% of the property value. not limited to the type of property and the age of the building, and no proof of income is required. Self-employed, retirees or people without proof of income are welcome to apply.
If you already have a property with full mortgage repaid, you can use the first mortgage loan plan of our service to cash out large amounts of funds for turnover. As proof of income is not needed for applying for our First Mortgage Loan Plan, we can provide you a more flexible loan service comparing with the bank's complicated approval process. |
"Second mortgage" refers to a mortgage made in addition to the property's primary mortgage at a bank or a lending institution.
Owner can add mortgages to the already mortgaged property without pledging the deed of property, being simple and flexible. The review procedure is very simple and the loan to value can ratio up to 80%.
Our Second Mortgage Loan Plan is not limited to the type of property or the age of the building, and no proof of income is required. Self-employed, retirees or people without proof of income are welcome to apply. |
"Refinance" refers to the transfer of mortgage of the property of a bank or a lending institution.
If you are experiencing a severe financial hardship of your current mortgage plan, you can just provide us your current loan agreement to apply for the property refinance plan. We will tailor-make the best interest rate for you so as to migrate your interest expense. The saved interests amount can bring you extra cash in till. |
"Synchronized second mortgage" means that the property itself has been mortgaged at a bank or a lending institution
The Synchronous Mortgage Loan Plan is aimed to give assistance to the prospective owners who face the problem of insufficient valuation of bank or insufficient loan amount. The owner can make loans through other lending institutions to make up for the difference in the valuation. The mortgage will be synchronized with the mortgage get on. Our simultaneous two-click solution can solve the mortgage problem caused by the sudden capital or undervaluation of the owner. |